Fix and Flip loans fulfill the process of purchasing a property, upgrading it (the Fix), and selling it for a higher price to generate a profit (the Flip). These are typically short-term loans, lasting 12 to 24 months, covering the duration of the renovation and resale process.

Rental loans fulfill the process of purchasing a property to rent it out and earn consistent income from monthly rent payments. These are usually long-term loans, with terms up to 30 years.

New Construction loans fulfill the process of financing the ground-up construction of a new property, from land purchase to completion. These are typically short- to medium-term loans that last through the construction phase.

Bridge loans fulfill the process of temporarily financing a property purchase or refinance while the borrower transitions to permanent financing or completes a property sale. These are short-term loans, typically lasting 6 to 18 months, used to “bridge” gaps in timing or liquidity during real estate transactions.